Hello bank! continues to improve its Hello Business offer for professionals. From today, it allows them to take out a loan, up to 25,000 euros. A facility which has just added to the many advantages of its professional offer.
Launched in May 2021, the Hello Business offer is already evolving by offering more possibilities to its users. If you don’t know Hello Business, this is the banking offer of Hello bank! dedicated to independent professionals. The online bank offers in this offer what it already knows how to do very well, namely to offer a complete banking service, easy to use and above all at an affordable price.
Bank card, invoicing assistance and professional credit: discover 3 facilities offered by Hello Business to its professional customers. The banking service is currently offering a reduction of -50% until February 28, 2022, i.e. at the price of 5.45 euros excluding tax per month only.
Professional credit: invest more easily
Having a limited investment capacity due to a lack of cash can be a real obstacle to the development of your business. The solution is usually found on the side of credits, which allow you to quickly invest in equipment and new tools in order to develop your activity.
Hello Business has recently offered professional credits which are aimed precisely at supporting your activity. The advantage is that the borrowed money can be available very quickly: once the file has been validated, the funds are available in your pro account within 48 hours. Hello Business allows you to borrow up to 25,000 euros, and to spread the repayments over a period ranging from 24 to 84 months. This is a fixed rate loan, the rate of which is communicated when applying for the loan.
The advantage is that Hello Business does not charge any application fees, and does not require any proof of loan to grant it. You simply have to agree to use this sum in the exercise of your professional activity, to acquire a vehicle or equipment. You can also take out optional insurance that will cover you against incidents that prevent you from repaying the credit.
My Business Assistant Start: the ultimate tool for managing your customers
Developing a professional activity requires a certain rigor, especially when it comes to your customers. It is necessary to have access to their contact and their information quickly, but also to be able to generate valid quotes and invoices from a legal point of view. In short, as time-consuming as it is, the administrative part of your business should not be neglected.
To support its customers, Hello Business provides “My Business Assistant Start”. This tool, which takes the form of a mobile application available on iOS and Android, is a real administrative assistant. Here is what it allows:
- create customer files with contacts and contact details
- generate a list of products and services that you offer to your customers
- create quotes and invoices quickly thanks to the customer and product files identified by the application
- create credit notes from your generated invoices in case of cancellation or refund
Integrated free of charge into the Hello Business offer, “My Business Assistant Start” is an essential tool for running a business on a daily basis. Online banking also allows you to save money thanks to it, because this type of tool is generally paid for.
A professional bank card like that of your online bank
If you know Hello bank!, you probably know that it is one of the best online banks, especially thanks to its bank card. For its Hello Business professional offer, the establishment offers a bank card with the same advantages.
In its Hello Business offer, the online bank provides a Visa card free of charge, with a choice of immediate or deferred debit. With it, you can pay and withdraw money free of charge in Europe, but also in foreign currencies worldwide. It also allows you to pay with your connected objects via the Apple Pay and Fitbit Pay payment protocols.
Online banking obliges, all the control of his bank card is done from the mobile application. You can thus block your card, deactivate online payments and modify the limits for free without having to call an adviser. The mobile application also displays in real time the transactions made by your bank card. An essential point to manage its compatibility on a daily basis.
Hello Business: a low-cost banking offer for the self-employed
Despite being a few months old, the Hello Business offer intends to establish itself among independent professionals. Online banking offers an already mature service, which includes everything expected of a professional bank, and even a little more. Thanks to “My Business Assistant Start”, Hello Business also offers to support professionals in the daunting administrative tasks.
The last advantage of Hello Business is its price. Currently on promotion at -50% for 6 months, Hello Business costs only 5.45 euros excluding tax per month. This price includes a bank account, a bank card, and all the services offered such as “My Business Assistant Start”, or customer service available 6 days a week.