1822direkt: Free checking account with a bonus of up to €150
The 1822mobile current account of the Frankfurt Sparkassen subsidiary 1822direkt-Bank is a pure mobile account. This means that you can easily carry out all actions relating to your account (or accounts) with the appropriate app. The app notifies you every time a bank transaction is made, so you’re always up to date. If you use several banks, you can manage them all together in the 1822mobile app.
With the 1822direkt it is mobile Checking account free, as long as there is a monthly incoming payment of 0.01 euros – quite feasible. For new customers there is even 50 euros starting credit. The conditions for this are that bis 31.08.2022 the account was opened and at least three monthly salaries totaling at least 1,000 euros (wage, salary, pension, salary, BAföG) are paid into the new current account by December 31, 2022.
More bonuses wave if you recommend friends – if you are successful, you get another 100 euros. Incidentally, account management is generally free of charge for customers under the age of 27.
Simple, contactless and secure payment is in the foreground, both Apple Pay as well as Google Pay are supported. You can use the inexpensive Sparkasse card (6 euros per year) or the direct 1822Credit card use which at first order in the 1st year free of charge is.
Who still likes to continue Cash uses is also covered: Four free withdrawals at Sparkasse ATMs within Germany are included in the account. In addition, there is a free cash service in many supermarkets such as Lidl, REWE, dm-Drogeriemarkt, etc. Here you can withdraw cash free of charge from a purchase value of 5 euros.
The most important details of the offer at a glance:
- Free mobile current account (from 0.01 euros monthly incoming money)
- 50 Euro bonus for new customers (requirements)
- Pay with Apple Pay or Google Pay
- Sparkasse card for 6 euros per year
- Four free withdrawals from Sparkasse ATMs in Germany
- Free cash withdrawals in many German supermarkets
- Up to 100 euros bonus for successful recommendation
How to add a new debit or credit card to Google Pay:
For whom is the 1822direkt offer worthwhile?
The current account at 1822mobile has many advantages over classic accounts. First of all, the account is largely free of charge – with a minimal account entry per month, the fees are already waived. The account is set up fast and paperless. After entering your personal data, you confirm your identity online via video chat and will then receive your access data and the link to activate online banking – quickly and easily.
You are flexible when choosing your preferred payment method and can use contactless payment methods or cash options. One disadvantage: If you want to deposit cash, you still have to go to a branch bank and do it on site. There may still be fees there. However, if you have another bank account, you could combine the advantages of your branch bank with the simple and convenient banking of 1822mobile.
We have summarized other free current accounts – with and without salary payments – for comparison here: