Societe Generale VS Boursorama Banque: what is the best welcome offer of the moment? | TechBuzz

- Advertisement -


Société Générale and Boursorama Banque have decided to promote their new welcome offers at the same time: up to 130 euros for opening a first account. But which bank deserves to welcome your money?

- Advertisement -

Société Générale and Boursorama Banque have both chosen the end of June to offer their own welcome offers. The opportunity for us to decide between their global offers according to the pricing of the accounts and their respective applications. So which online bank will be the most recommendable? Answer in this new versus.

Societe Generale and Boursorama Banque offers in brief

Societe Generale VS Boursorama bank: the offers

If we talk about online banking at Société Générale, it’s not for nothing. Société Générale has for some time reviewed its entire offer to resemble everything that an online bank can offer in terms of price and service. It is with Sobrio that the bank is moving in this direction. The big advantage compared to other banks of its kind is to benefit from access to more specific products such as insurance, loans or savings books. Since we are talking about the offers, the first VISA card named Evolution is available at 7.20 euros per month, the second VISA Classic is at 7.90 euros per month and the last, the VISA Premier, is at 14.90 euros. monthly. You can therefore take advantage of this offer of 130 euros to initially see you reimbursed for a good part of the annual fees for these cards. If we compare to Boursorama Banque, the offer is a little richer, but also more expensive, it’s up to you to see what suits you best according to the options offered.

We remain in the Societe Generale group since Boursorama Banque is one of its closest subsidiaries. First thought of as a stock brokerage service, it quickly developed its online banking activities to the point of becoming one of the biggest references in France. You only have to look at the best banks in our comparator to realize this. Boursorama offers current accounts with Visa bank cards, one of which is totally free. The most interesting offer is the Ultim Metal offer which for 9.99 euros per month offers the highest level of VISA insurance as well as much more advantageous withdrawal and payment limits. On the pricing side, online banking is one of the good students with free account maintenance fees if you use your card at least once a month. Cash withdrawals are also free abroad (excluding exchange fees). In addition, the bank is accessible to the majority of individuals, as it does not require any particular entry conditions apart from an initial deposit of 300 euros.

- Advertisement -

On this round, we preferred the Boursorama application experience, which benefits from a more responsive, exclusive and above all better-organized interface. Admittedly, the Societe Generale application is not outdone, but it looks far too much like what the competition from other traditional banks can offer, without this being prohibitive. .

Winner: Boursorama bank

If you want to know more, do not hesitate to consult our complete opinion on Boursorama Banque.

Societe Generale VS Boursorama bank: the application

- Advertisement -

The Societe Generale application allows you to fully manage your account(s) from your smartphone. Despite perfectible ergonomics, it has a practical system of adjustable gauge according to its budget in addition to an automatic categorization of its expenses to better manage its finances. On the security side, it gives access to unlocking by fingerprint or to blocking the account with a simple touch in the event of loss or theft of your card. It is also Paylib and Apple Pay compatible for contactless payments via mobile or connected watch, even if Google Pay is still missing.

As an online bank, Boursorama obviously allows you to open an account from its web platform, but also, and above all, from its application, which is an advantage over its competitor. The latter is available on Android and iOS and allows you to have access to 100% of the services from your mobile and without a bank advisor. Everything is very responsive and the security features are perfectly integrated, such as opening via fingerprint or blocking the account in the event of loss or theft of the card. You also have the option of easily making transfers, displaying and sending your bank details or categorizing your expenses automatically. Finally, Boursorama bank is by far the bank that goes the furthest in terms of mobile payment since it integrates compatibility with most systems such as Google Pay, Apple Pay and even Samsung Pay.

On this round, we preferred the Boursorama application experience, which benefits from a more responsive, exclusive and above all better-organized interface. Admittedly, the Societe Generale application is not outdone, but it looks far too much like what the competition from other traditional banks can offer, without this being prohibitive. .

Winner: Boursorama bank

If you want to know more, do not hesitate to consult our complete opinion on Boursorama Banque.

Societe Generale VS Boursorama bank: the welcome offer

Both banks have a welcome offer for a first account opening. In both cases, the principle remains the same: you obtain a first sum of money by opening your account and the rest depends on another service belonging to the bank, to which you must subscribe to be entitled to it.

How to take advantage of the 130 euros at Société Générale?

When you open the Sobrio account, you receive a first bonus in the form of a transfer to the account (80 euros) following the completion of at least 5 card payments during the first three months following the effective opening. Secondly, the additional 50 euros are offered following subscription to the banking mobility assistance service. This is a service provided by Société Générale which enables it to carry out the change of banking institution itself. Finally, 6 months of contribution are refunded to you at the end of the first year of the account, this refund cannot exceed 80 euros.

How to take advantage of the 130 euros at Boursorama bank?

At the opening, regardless of the card chosen, you receive a first bonus of 80 euros in the form of a transfer to the account. In a second step, you will have to use Boursorama Banque’s banking mobility service called “Easy Move” at least once to receive the additional 50 euros. Note that these transfers are effective once the account is opened and following acceptance of the file by the bank.

No winner on this round, if the offer of Société Générale and that of Boursorama Banque being the same and almost similar in terms of the process for obtaining them.

Draw

Verdict

It is therefore Boursorama Banque which wins this versus. Online banking enjoys a better reading of its offer, free offers that are widely usable, as well as a very satisfactory overall experience that can largely act as a main account. Société Générale is not to be outdone, but will surely be more suitable for a more conventional public.

Online banks: our comparator

If you want to know more about the online banks available on the French market, do not hesitate to consult our dedicated compactor below.


To follow us, we invite you to download our Android and iOS application. You can read our articles, files, and watch our latest YouTube videos.



Source link

- Advertisement -
Admin
Adminhttp://techbuzz.asia
I am admin of techbuzz.asia blog & I provide tech-related news. As a part of my hobby, I make content related to technology and gadgets reviews too. I love to be a content creator apart from it, I am a full-time employee in an MNC company and manage blogs systematically. You can mail me at admin[email protected]

More from author

Related posts

Advertisment

Latest posts

This is how you harm your laptop without realizing it | TechBuzz

As a rule, careful use and maintenance of a laptop results in it serving its purpose for many years. To make this happen,...

Samsung ONE UI 5.0 beta available for download – SmartphoneCroatia | TechBuzz

Samsung has launched public beta testing of its new ONE UI 5.0 interface based on Android 13 for its Galaxy phones. ...

Amazon Prime is getting more expensive: customers don’t put up with it | TechBuzz

Amazon will increase the prices for the Prime subscription. With this announcement, the group has alienated customers. In the current expensive phase,...

Want to stay up to date with the latest news?

We would love to hear from you! Please fill in your details and we will stay in touch. It's that simple!