The Monabanq online bank is revising its welcome offer and issuing a bonus of up to 120 euros for all new customers for opening an online account for the first time.
We delay welcome offers at online banks, but this does not mean that the start of the school year is not in everyone’s mind. From today, for example, Monabanq is reviewing its welcome bonus and increasing it to 120 euros for its future customers wishing to open an account. This offer is valid regardless of the card chosen and has no time limit.
What should you expect from an account with Monabanq?
- No income condition
- Visa card accessible from 2 euros/month
- A complete and intuitive application
The Monabanq offer of the moment allows you to obtain a total bonus of 120 euros for opening an account with a bank card. This offer is only available to new customers.
The experience of a large banking group in an online bank
Monabanq is an online bank exclusively accessible via an online platform or a mobile application. However, it benefits from the know-how of a traditional bank being a subsidiary of the Crédit Mutuel Alliance Fédérale Group. As such, the bank offers all its customers a French IBAN, which is an advantage over its competitors and neobanks generally domiciled abroad. Another point that Monabanq regularly highlights is its 4th customer service award of the year, a guarantee of quality and trust.
As far as the offers are concerned, there are 3 of them. The Pratiq + offer, for 3 euros per month, gives access to a checkbook, an overdraft authorization as well as some free deposits and withdrawals in France and Europe. It is from the Uniq offer at 6 euros per month that the bank offers services designed for travelers such as the setting up of 50 payments and 25 free withdrawals in the euro zone in addition to additional Visa insurance such as coverage of Internet shopping, for example. Finally, the Uniq+ offer at 9 euros per month corresponds to the maximum level and offers, in addition to the previous options, an absence of exchange commissions and a higher level of insurance. For all these offers, you have the choice of the Visa card, which can be systematic authorisation, Classic or Premier.
An application that will make you forget your advisor
The Monabanq application, available on iOS and Android, is quite simple and intuitive to use. The latter allows you to manage your account very easily by allowing transfers from any other account, instantaneously or not.
The categorization of expenses is also available as well as the geolocation of nearby CIC distributors. However, we still note the absence of payment services such as Google Pay and Apple Pay since only Paylib is available.
If you want to know more about Monabanq, feel free to read our full review.
How to benefit from the Monabanq offer?
To be able to benefit from the current offer, you must fill in all the possible information on the registration form, fill in the banking information of your regular establishment and make a first transfer to the new Monabanq account – once it has been created. When you receive your card, during the first 8 months, you will need to carry out 10 banking transactions each month. You will be credited with 10 euros per month if the conditions are met, for a total of 80 euros. The remaining 40 euros will be applied in the case of a choice of a VISA Premier card and are credited the month following the subscription, if the same conditions have been validated until then. Find the complete conditions at Monabanq.
To find out more about online banks, do not hesitate to consult our comparison of the best online banks.
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